{"id":433,"date":"2019-03-18T07:22:49","date_gmt":"2019-03-18T11:22:49","guid":{"rendered":"https:\/\/www.ganhosegastos.com\/?page_id=433"},"modified":"2026-03-26T07:47:21","modified_gmt":"2026-03-26T11:47:21","slug":"home","status":"publish","type":"page","link":"https:\/\/ganhosegastos.ca\/en\/","title":{"rendered":"Home"},"content":{"rendered":"

Simplifying Todays Complex Financial World<\/span><\/h1>\n
The first step to financial freedom is beinging informed. Subscribe below to get notified of all our financial information relating specifically to Luso-Canadians. <\/h6>\n

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Economy<\/h4>\n

Discover economic trends shaping the local and global market. Understand how these dynamics affect your wallet and prepare to make informed financial decisions.<\/p>\n

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Personal Finance<\/h4>\n

Obtain reliable guidance for your personal finances. Explore strategies for saving and understand the options available to you for a stable financial future in your new community.<\/p>\n

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Real Estate<\/h4>\n

Keep up with the latest real estate market news and obtain strategic tips for buying, selling, or investing in property. Make smart and safe choices for you and your family.<\/p>\n

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Stay informed of all our posts and receive our Newsletter<\/strong><\/p>\n

\u200bRecent Posts<\/h2>\n

\"RRSP<\/a> Personal Finance<\/a><\/span><\/p>\n

RRSP vs. TFSA: What makes the most sense for your money this year?<\/a><\/h2>\n

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Read More<\/span> <\/span> <\/a>\"2026<\/a> Economy<\/a>, Interest Rates<\/a>, Real Estate<\/a>, Uncategorized<\/a><\/span><\/p>\n

2025: The Lost Year (And the 2026 Question Mark)<\/a><\/h2>\n

We started 2025 with a nervous sense of uncertainty, and to change things up a bit, we are starting 2026 with a complete lack of <\/a><\/p>\n

Read More<\/span> <\/span> <\/a>\"Worried<\/a> Personal Finance<\/a><\/span><\/p>\n

Why Smart People Make Bad Money Choices<\/a><\/h2>\n

Esta publica\u00e7\u00e3o tamb\u00e9m est\u00e1 dispon\u00edvel em portugu\u00eas aqui.If It\u2019s Just Math, Why Are So Many Smart People Still Broke?On paper, money should be simple: spend <\/a><\/p>\n

Read More<\/span> <\/span> <\/a>\"Stack<\/a> Financial Literacy<\/a><\/span><\/p>\n

The Road to Wealth Building Begins With a Book, Not a Bank Account<\/a><\/h2>\n

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Read More<\/span> <\/span> <\/a>\"Ganhos<\/a> Financial Literacy<\/a><\/span><\/p>\n

Understanding the Rule of 72<\/a><\/h2>\n

When it comes to growing your savings or investments, time and interest work together in powerful ways. But you do not need to be a <\/a><\/p>\n

Read More<\/span> <\/span> <\/a>\"Bank<\/a> Economy<\/a>, Interest Rates<\/a><\/span><\/p>\n

The Bank of Canada Paused Rates \u2014 Here\u2019s What That Could Mean for Mortgage Rates and Housing Affordability<\/a><\/h2>\n

The Bank of Canada (BoC) held its key interest rate steady at 2.75% this week. While this may seem like a routine move, it offers <\/a><\/p>\n

Read More<\/span> <\/span> <\/a><\/p>\n

Media Appearances<\/h2>\n

<\/a><\/p>\n

\u200bSeptember 14, 2023 <\/span><\/p>\n

Economy<\/a><\/span><\/p>\n

The Bank of Canada holds rates at 5%.<\/a><\/span><\/h2>\n

<\/a><\/p>\n

Read More<\/span><\/span><\/a><\/a><\/p>\n

\u200bJune 12, 2023 <\/span><\/p>\n

Economy<\/a>, Mortgage<\/a><\/span><\/p>\n

The Bank of Canada is warning that mortgage payments may increase by about 40% in the next few years.<\/a><\/span><\/h2>\n

<\/a><\/p>\n

Read More<\/span><\/span><\/a><\/a><\/p>\n

\u200bMarch 26, 2023 <\/span><\/p>\n

Economy<\/a><\/span><\/p>\n

The Credit Suisse and Silicon Valley Bank crisis and its impact in Canada.<\/a><\/span><\/h2>\n

<\/a><\/p>\n

Read More<\/span><\/span><\/a><\/p>\n

About<\/strong><\/p>\n

Paulo Rocha<\/p>\n

Paulo Rocha is a distinguished mortgage advisor at Mortgage Scout Inc., where his passion for excellence and commitment to his clients’ success form the foundation of his remarkable 34-year career in the financial sector. His journey began in 1990, while studying Accounting and Economics at York University in Toronto, a phase that marked the beginning of an achievement-filled trajectory. Over the years, Paulo has had the privilege of collaborating with some of the most prestigious financial institutions in Canada, including RBC, TD Canada Trust, Scotiabank, CIBC, and Edward Jones, solidifying his reputation as an elite professional in the financial landscape.<\/p>\n","protected":false},"excerpt":{"rendered":"

Simplifying Todays Complex Financial World The first step to financial freedom is beinging informed. Subscribe below to get notified of all our financial information relating specifically to Luso-Canadians.  Economy Discover economic trends shaping the local and global market. Understand how these dynamics affect your wallet and prepare to make informed financial decisions. Personal Finance Obtain […]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":"","tve_updated_post":"

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Simplificar o Complexo Mundo Financeiro<\/h1><\/div>
O primeiro passo no caminho financeiro \u00e9 estar informado. Subscreva em baixo para ser notificado de todas as noticias financeiras relevantes a comunidade Luso Canadiana <\/h6><\/div>
\n\t\n\t\tSubscreva Aqui<\/span><\/span>\n\t<\/a>\n<\/div><\/div>\n<\/div><\/div>\n<\/div>","tve_custom_css":"@media (min-width: 300px){[data-css=\"tve-u-16c6266233e\"] { background-image: linear-gradient(269deg, rgb(255, 255, 255) 0%, rgba(255, 255, 255, 0) 100%), url(\"https:\/\/ganhosegastos.ca\/wp-content\/uploads\/2019\/03\/financial-homework-for-a-spring-move-1014x487.jpg\"), linear-gradient(rgb(162, 170, 176), rgb(162, 170, 176)) !important; background-size: auto, cover, auto !important; background-position: 50% 50%, 50% 50%, 50% 50% !important; background-attachment: scroll, scroll, scroll !important; background-repeat: no-repeat, no-repeat, no-repeat !important; }[data-css=\"tve-u-16c6266233f\"] { min-height: 700px !important; max-width: 1652px; }[data-css=\"tve-u-16c62662341\"] { padding: 0px !important; margin: -80px 0px 0px !important; z-index: 10 !important; }[data-css=\"tve-u-16c62662342\"] { max-width: 568px; float: right; z-index: 3; position: relative; margin: 103px !important; 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